Empowering women, men, and teenagers with knowledge, education, and training on the safe use of firearms.
Q.1. Is a "gift certificate" and a "gift card" the same thing?
A. Yes. However, the terms include a gift card that can be used exclusively to purchase services at the visual-learn.rocks website (for example, a Visual Learn gift card or gift certificate cannot be used to purchase products we advertise on our website) provides an expiration date, if any, is printed on the card.
Q.3. Can a gift certificate or gift card contain a service fee?
Q.4. Can the holder of a gift certificate or gift card redeem it for cash?
A. Visual Learn policy is NOT to redeem gift cards for cash. Due to volatility of our business and it considered a small 'family' business Visual Learn will not redeem gift cards for cash regardless of the reason. The buyer or holder of the Gift Certificate can sell the Gift Certificate to another person interested in taking the class for which the Gift Certificate was purchased. In special situation the Gift Certificate if it does not explicitly mention on the face of the certificate a specific firearm course or class then the purchaser or holder of the Gift Certificate can redeem it for any course or class held by Visual Learn. Discount codes can be additionally applied to the same class for which the Gift Certificate is redeemed for.
Q.5. Can the holder of a gift card that is subject to a service fee use it to purchase a gift card that is not subject to a service fee?
A. It appears to be a possibility, although the holder may not demand it. The gift certificate law requires the issuer of a gift certificate or gift card to honor it, but also limits that obligation to either redeeming the certificate or card in cash or replacing it with a new one.
The federal law allows fees, if they’re clearly disclosed. Inactivity fees are OK only after at least one year of inactivity. Then, only one fee per month. But, in Illinois those fees would only be OK on gift cards issued by credit card companies, or by multiple merchants. Store gift cards shouldn’t expire, or charge fees, since that’s prohibited by our Consumer Fraud Act.
Q.6. What happens if the seller of the gift certificate or gift card files bankruptcy?
A. A gift certificate or gift card sold by a seller that seeks bankruptcy protection may have no value. However, the holder of the certificate or card may have a claim against the bankruptcy estate.
Sellers (in this case Visual learn) that file "Chapter 11" (reorganization) bankruptcy intend to stay in business, so they typically will ask the bankruptcy court for permission to honor gift certificates in an effort to maintain good customer relations.
If the bankruptcy court does not allow gift certificates or gift cards to be honored, or if the seller files "Chapter 7" (liquidation) bankruptcy, holders of gift certificates or gift cards are creditors in the bankruptcy case. They have relatively high priority among unsecured creditors in a Chapter 7 case, and may receive some percentage of the certificate's or card's value, but only if the bankruptcy estate has enough assets to pay claims. For information on filing a claim, and other basic information on bankruptcy, see "Consumer Tips on Retail Store Bankruptcies," under the "Publications" tab at www.dca.ca.gov, and then go to the "Consumer Publications" section, for the list of consumer publications.
Q.7. Does an un-redeemed gift certificate escheat to the state?
A. Not if it does not contain an expiration date. Specified tangible and intangible personal property that is held or owing in the ordinary course of business and remains unclaimed by the owner for more than three years escheats (reverts) to the state. The escheat laws do not apply to gift certificates subject to the rules discussed above. They do, however, apply to any gift certificate that lawfully contains an expiration date.
What better way to surprise a loved one, a friend, a spouse, or that special family member, but with the gift of safety, personal protection and training class offered by Visual Learn?
Visual Learn Gift Certificates can be purchased in pre-determined amounts available in the drop-down box. You can purchase a Gift Certificate equivalent of a seating reservation in one of our courses or class. To purchase your Visual Learn Gift Certificate visit our Gift Certificates page. Visual Learn Gift Certificates always make a perfect personal gift for that special someone or as a corporate gift to hit the sweet spot.
Visual Learn Gift Certificates can only be used in-person and applied for any class.
Shoot off a Gift Certificate from Visual Learning
Be on the look out at our Visual Learn site. Starting July 2017 we will promote Free Giveaways on our Facebook page and Discount Coupon Codes on Twitter of our classes for those that follows us!