Visual Learn LLC  | Gift Certificates
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Gift Certificates

Empowering women, men, and teenagers with knowledge, education, and training on the safe use of firearms.

Visual Learn Gift Certificates

 

FAQ

 

Q.1.  Is a "gift certificate" and a "gift card" the same thing?

A. Yes. However, the terms include a gift card that can be used exclusively to purchase services at the visual-learn.rocks website  (for example, a Visual Learn gift card or gift certificate cannot be used to purchase products we advertise on our website) provides an expiration date, if any, is printed on the card.

Q.2. Can a gift certificate or gift card contain an expiration date?

A. Yes, Visual Learn Gift Certificates all expire 3 months from the issue date printed on the gift certificate or gift card. Once a Visual Learn gift certificate or gift card expires, it cannot be used to purchase any services that we offer on our website.  The buyer of the gift certificate or gift card cannot redeem it for the original purchase price.  Please ensure all Visual Learn gift certificates or gift cards are used before their expiration date. 

 

Q.3. Can a gift certificate or gift card contain a service fee?


A. No. A gift certificate or gift card cannot contain a service fee, including a fee for dormancy (non-use).

However, there is an exception from this general rule for a gift card where:

  • The value remaining on the gift card is $5.00 or less each time the fee is assessed; and

  • The dormancy fee is $1.00 per month or less; and

  • The card has been inactive for 24 consecutive months (for example, no purchases, "reloading," or balance inquiries); and

  • The holder may reload or add value to the card; and

  • The card has printed on it a statement in at least 10-point type stating the amount and frequency of the fee, that the fee is triggered by inactivity, and at what point the fee will be charged. This statement may be on the front or back of the card, but must be visible to the purchaser prior to purchase.

A seller of unaffiliated, multiple seller cards without an expiration date -- many of which are sold by banks like pre-paid debit cards -- may take the position that such cards are not included in the definition of "gift certificate," and therefore service fees or dormancy fees can be imposed without being disclosed. Buyers should beware when purchasing "unaffiliated, multiple seller" cards that not all questions about the terms of these cards have been answered and ask carefully about their terms before purchase.

Q.4. Can the holder of a gift certificate or gift card redeem it for cash?

A. Visual Learn policy is NOT to redeem gift cards for cash.  Due to volatility of our business and it considered a small 'family' business Visual Learn will not redeem gift cards for cash regardless of the reason.  The buyer or holder of the Gift Certificate can sell the Gift Certificate to another person interested in taking the class for which the Gift Certificate was purchased.  In special situation the Gift Certificate if it does not explicitly mention on the face of the certificate a specific firearm course or class then the purchaser or holder of the Gift Certificate can redeem it for any course or class held by Visual Learn.  Discount codes can be additionally applied to the same class for which the Gift Certificate is redeemed for.

Q.5. Can the holder of a gift card that is subject to a service fee use it to purchase a gift card that is not subject to a service fee?

A. It appears to be a possibility, although the holder may not demand it. The gift certificate law requires the issuer of a gift certificate or gift card to honor it, but also limits that obligation to either redeeming the certificate or card in cash or replacing it with a new one. 

The federal law allows fees, if they’re clearly disclosed. Inactivity fees are OK only after at least one year of inactivity. Then, only one fee per month. But, in Illinois those fees would only be OK on gift cards issued by credit card companies, or by multiple merchants. Store gift cards shouldn’t expire, or charge fees, since that’s prohibited by our Consumer Fraud Act.

Q.6. What happens if the seller of the gift certificate or gift card files bankruptcy?

A. A gift certificate or gift card sold by a seller that seeks bankruptcy protection may have no value. However, the holder of the certificate or card may have a claim against the bankruptcy estate.

Sellers (in this case Visual learn) that file "Chapter 11" (reorganization) bankruptcy intend to stay in business, so they typically will ask the bankruptcy court for permission to honor gift certificates in an effort to maintain good customer relations.

If the bankruptcy court does not allow gift certificates or gift cards to be honored, or if the seller files "Chapter 7" (liquidation) bankruptcy, holders of gift certificates or gift cards are creditors in the bankruptcy case. They have relatively high priority among unsecured creditors in a Chapter 7 case, and may receive some percentage of the certificate's or card's value, but only if the bankruptcy estate has enough assets to pay claims. For information on filing a claim, and other basic information on bankruptcy, see "Consumer Tips on Retail Store Bankruptcies," under the "Publications" tab at www.dca.ca.gov, and then go to the "Consumer Publications" section, for the list of consumer publications.

Q.7. Does an un-redeemed gift certificate escheat to the state?

A. Not if it does not contain an expiration date. Specified tangible and intangible personal property that is held or owing in the ordinary course of business and remains unclaimed by the owner for more than three years escheats (reverts) to the state. The escheat laws do not apply to gift certificates subject to the rules discussed above. They do, however, apply to any gift certificate that lawfully contains an expiration date.

 

Gift Certificate

 

What better way to surprise a loved one, a friend, a spouse, or that special family member, but with the gift of safety, personal protection and training class offered by Visual Learn?

Visual Learn Gift Certificates can be purchased in pre-determined amounts available in the drop-down box. You can purchase a Gift Certificate equivalent of a seating reservation in one of our courses or class. To purchase your Visual Learn Gift Certificate visit our Gift Certificates page.  Visual Learn Gift Certificates always make a perfect personal gift for that special someone or as a corporate gift to hit the sweet spot.

Visual Learn Gift Certificates can only be used in-person and applied for any class.  

 


Shoot off a Gift Certificate from Visual Learning

  • 3 months expiration date, ALL VISUAL LEARN GIFT CERTIFICATE EXPIRE 3 MONTHS AFTER THE ISSUE DATE PRINTED ON THE GIFT CERTIFICATE

  • Good for courses, classes, and training only.  

  • You specify how much the Certificate is for.

  • Just tell us how much the gift certificate is for and click Add to Cart  

  • We will email your Gift Certificate for you to print


 

Amount
Gift Certificate Recipient Name
Gift Certificate Recipient Email if you prefer us to email it to them
Additional Note to be included with the Gift Certificate (optional)

Comodo Trusted Site Seal
SSL Certificate

 

Be on the look out at our Visual Learn site.  Starting July 2017 we will promote Free Giveaways on our Facebook page and Discount Coupon Codes on Twitter of our classes for those that follows us!

 

 

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Visual Learn LLC 
Mailing Address:
69 S. Randall Rd. P.O. box #201
North Aurora, IL  60542
Phone: (630) 426-9659

Email: info@visual-learn.rocks